Financial Aid

Terms and Conditions

Please read these Terms and Conditions carefully before accepting your financial aid award(s). By reviewing and accepting your award, you signify that you have read and agree to comply with all the terms and conditions listed below. If you want to decline or adjust any of the awards, you must submit your signed written request to the financial aid office.

Financial Aid Awards: The amount and type of assistance you have been offered is based on your financial need, the availability of funds at the time that your file was completed, your cost of attendance and enrollment as determined by the College. Awards are contingent on continued funding from federal, state and institutional sources. You may not receive federal or state aid at multiple institutions during the same enrollment period. In addition, You may not receive federal funds in excess of  the annual amount set by the Department of Education for the academic year.  If you receive excess funds,  you will be responsible for the overpayment.  If you have obtained a prior bachelor's degree or higher from any domestic or foreign institution, you are not eligible to receive any federal, state or institutional grants. Check with your Financial Aid Office for other funding options.

Summer Awards: All summer awards are tentative and may be adjusted or cancelled after the spring term grades are posted and your Standards of Academic Progress (SAP) status is determined.

Enrollment Status: Full-time enrollment is defined as twelve (12) credits or more per semester. Three-quarter enrollment is defined as nine to eleven (9-11) credits per semester. Half-time enrollment is defined as six to eight (6-8) credits per semester. Less-than-half time enrollment is defined as one to five (1-5) credits per semester. Initial awards are calculated based on an estimated full-time enrollment. Your official enrollment status for financial aid purposes will be calculated at the end of the drop/add period each term and awards will be adjusted accordingly to reflect your actual enrollment status. You must be enrolled at least half time to receive most financial aid awards. Students pursuing vocational programs will be evaluated in clock hours (hours of attendance/seat time). Failure to attend your classes will result in an adjustment to your enrollment level for financial aid purposes.

Attendance: Failure to attend courses may impact your current financial aid award as well as future eligibility as related to Academic Progress (See Standards of Academic Progress Policy).Withdrawing or not attending courses does not remove your financial liability for payment of the course(s). It is ultimately your responsibility to withdraw from courses you do not wish to attend prior to the 100 percent refund date reported on your course fee invoice.

Award Proration: This term applies to the adjustment of your financial aid award based on the number of financial-aid eligible credits in which you are enrolled. In general, most awards (except Pell Grants) require a minimum of six (6) credits to be eligible to receive your funds.

This is an example of a Financial Aid Award Notice and proration of the awards* 12 or more credits 9-11 credits 6-8 credits Less than 6 credits
Pell Grant (EFC=0) 2016-2017 $2888 $2166 $1444 $722
Pell Grant (EFC=0) 2017-2018 $2960 $2220 $1480 $740
Supplemental Educational Opportunity Grant (SEOG) $300 $300 $300 $0
Florida Student Assistance Grant (FSAG)

$700 $450 $300 $0
Miami Dade College Grant $600 $450 $300 $0
Summer Miami Dade Grant $800 $800 $800 $0

Pell Grant: Beginning July 1, 2012, with the signing of the Consolidated Appropriations Act (Public Law 112-74), students are limited to 600 percent (12 semesters at full time enrollment or its equivalent) Lifetime Eligibility for the Federal Pell Grant program

Bright Futures: Commencing with the 2013-14 academic year, you are no longer required to complete an error-free FAFSA prior to receiving a Bright Futures disbursement. You will be required to repay any courses from which you are dropped or withdrawn. Repayment on those courses is required to renew your eligibility for the following academic year.

Learn more about the Bright Futures program.

American Dream Scholarship: Through the American Dream Scholarship, Miami Dade College can make the dream of higher education a reality. The program covers the in-state portion of tuition for two years of courses (60 college-level credits toward an associate degree) excluding special fees for the aviation and culinary arts programs. This award will be applied after all other scholarships, financial aid, grants and Florida Prepaid College Plan funds have been applied. The American Dream Scholarship is not disbursable and will not be applied to other expenses. This award will be adjusted after the first day of classes to reflect actual amount needed toward in-state tuition.

Learn more about the American Dream Scholarship.

Dream U.S. Scholarship: We are delighted to announce a scholarship opportunity for DREAMers offered by TheDREAM.US. Miami Dade College is a Partner College of TheDREAM.US and home to over 100 students who have already received this scholarship. TheDREAM.US offers scholarships to DREAMers based on demonstrated financial need, academic achievement, and a high motivation to succeed.

Learn more about the Dream U.S. Scholarship

MDC Institutional and External Scholarships: All scholarships (institutional and external) are awarded based on the donor's request and all criteria must be met before you can be awarded. These scholarships are part of your award letter and cannot exceed your Cost of Attendance (COA.) You are required to be registered and maintain at least six (6) credits per term (fall and spring) in order to receive an MDC institutional scholarship. If you do not maintain these requirements, the award may be removed and you may be required to repay the award amount. If you receive any financial assistance from an outside source (e.g., a private scholarship) that is not included in your award letter, you must inform the Financial Aid Office.

Your awards are subject to change and may be cancelled or adjusted if any of the following conditions apply:

  • You have knowingly misrepresented, provided incorrect or false information.
  • Your enrollment status has changed. 
  • The financial aid awarded to you exceeds your Cost of Attendance. (When receiving need-based aid, you cannot receive funds in excess of what it costs to attend school.) You are required to notify the Financial Aid Office immediately if you receive assistance from outside sources.
  • You updated your financial aid application, resulting in a change to your financial aid eligibility (The change could increase or reduce your award.)
  • You are convicted for possession or sale of illegal drugs during a period of enrollment for which you are receiving Title IV aid.
  • You submitted a College/University transcript after your award was processed.
  • You changed your program of study to an ineligible program.

Important Eligibility Reminders

Program of Study: You must be fully admitted to a degree-seeking program or qualified certificate program of 600 clock hours or more. Changing your Program of Study can negatively impact your financial aid eligibility.

Transcripts: Official transcripts from each institution attended are required for all degree-seeking students. Failure to submit all official transcripts may result in loss of eligibility and removal of your awards. Non-degree-seeking students are not required to submit transcripts and are not eligible for federal financial aid. Please be aware that transcripts submitted after your financial aid has been processed could result in loss of eligibility or removal of your awards, including prior year(s) aid.

Making Corrections on your Student Aid Report: PLEASE DO NOT MAKE CORRECTIONS. If you need to make corrections, please consult with a financial aid administrator. If your personal or financial circumstances change and you think that your eligibility for aid may be affected, consult with a financial aid administrator to determine if you meet the conditions for submitting a correction to the federal processor. Any corrections you make may jeopardize your eligibility and awards, or may delay financial aid disbursements. If you transfer to another institution, it is recommended that you remove the Miami Dade College school code(s) from your application when you add the new school code.

Standards of Academic Progress Appeal Guide : In order to maintain eligibility, you must remain in good academic standing for financial aid purposes. Standards of Academic Progress Appeal Guide are reviewed annually at the end of the spring semester and eligibility is determined from that point for the summer, fall and spring of the next academic year. If you are admitted to an academic plan that is one year or shorter in length, your progress will be evaluated at the end of every term. The federal criteria for Standards of Academic Progress Appeal Guide:

  1. Require you to maintain a minimum grade point average.
  2. Require you to complete a minimum number of credits for your total credits attempted.
  3. Limit the timeframe for receipt of aid in relation to your degree requirement.

Failure to meet the requirements of the Standards of Academic Progress Appeal Guide and academic good standing will result in the suspension of financial aid eligibility. For complete details, view the Standards of Academic Progress Appeal Guide policy in PDF format.

Developmental Education Courses: You can only receive aid for as many as 30 attempted semester credits for Developmental Education courses from any federal, or state funds, including work study. (Examples of college prep courses include: ENC00XX, ENC000X, REA00XX, REA000X, MAT00XX, MAT000X).

Payment of Fees: Term fees and current financial obligations due to the College will be deducted from your financial aid award, with the exception of earnings from student employment. Financial aid funds that exceed charges will be refunded to you. If your award is less than your fees, it is your responsibility to pay any remaining balance due, before the fee payment deadline, to avoid cancellation of your courses. Each time you add a course, you must monitor your online account status and financial aid award to determine how much you owe. You will be "fee liable" for all courses added to your class schedule after the last day of the drop/add period for those courses. If you enroll in non-credit courses, you should also monitor your online account status and pay any outstanding balances. Non-credit/continuing education courses and audited courses not taken for credit are not covered by financial aid. NOTE: Only courses required to complete the eligible program for the term will be used to calculate financial aid eligibility.

Financial Obligations: You are responsible for any financial obligation owed to the College, including but not limited to fees, tuition, books and balances owed due to adjustments to your financial aid award. All delinquent accounts will be sent to a collection agency where additional collections fees may be applicable.

Book Advance: Funds are advanced to you to purchase your books. The book advance is not an additional financial aid award and is available prior to the beginning of each term. If your tuition and fees and the amount you used to purchase your books exceed your award at your current enrollment level, you will be responsible for paying the difference.

Financial Aid Disbursements: The College processes refunds to students within two weeks of the 100 percent refund date of the term and weekly thereafter. (Disbursement dates will vary based on the 100 percent refund date for each of your classes.) All refunds will be processed through your MDC BankMobile. However, if you paid your fees with a credit card, the refund (if any) will be credited back to the same credit card account. For more information, see MDC BankMobile: Whats Changing?

Additional Vocational/Certificate Disbursement Information: Title IV aid will only pay for the total number of clock hours in the program. Once students have received Title IV aid for the total hours in the program, no additional federal aid will be available. Therefore, it is only possible to repeat courses or labs in these programs at students’ own expense. Students in a vocational program that is 900 clock hours or more must successfully complete 451 clock hours before they are eligible to receive the next disbursement. All students must attend 50 percent of the clock hours in their program during the academic year before they are eligible to receive their second disbursement.

Dropping/Withdrawing: The funds you are awarded are intended to help meet your cost of attendance while enrolled at the College. If you withdraw, drop out of school (officially or unofficially) or drop below half-time enrollment, federal regulations mandate that you repay a portion or all of the aid paid to you, even if you have an approved petition for a 100 percent refund. The "Return to Title IV Funds Policy" includes the following financial aid programs: Pell Grant, Supplemental Education Opportunity Grant (SEOG), Teach Grant, Perkins Loan, Federal Direct Stafford Loan and Federal Direct PLUS Loan. The amount of aid to be returned is based on a formula established by the U.S. Department of Education. Failure to repay funds due to a federal program may affect future eligibility for aid at MDC or any other institution you may attend after leaving MDC. NOTE: An approved "Request for Petitions Committee Action-100 percent refund" may not result in a refund to your account.

Student Financial Assistance Programs require the College to return federal funds to students who fail to earn the full amount disbursed, due to early and complete withdrawal, or when students fail to attend classes for which they register. When either of these situations occurs, the College is required to calculate the amount of funds you earned, and the amount to be returned to the Department of Education. Once the calculations are completed, the College returns a portion of the unearned funds it received on your behalf, and also returns your portion. The College will notify you when a return is performed, and depending on the amount being returned, you may be billed for any outstanding obligations created by failing to earn Title IV Funds, for which Federal Funds were disbursed

Anticipated Graduates: You will automatically be classified as a non-degree-seeking student for subsequent terms after graduation and you will not be entitled to federal assistance. As a result, the aid for subsequent terms will be removed and a financial obligation may be created. If you plan to graduate in the current term, you must notify the Financial Aid Office of your anticipated graduation date. In addition, you should contact the Financial Aid Office if you plan to re-enroll after degree completion, so we can re-evaluate your eligibility.

Study Abroad Programs, Transient Students and Concurrent Enrollment: Students enrolled in Study Abroad Programs, or concurrently enrolled students, may be eligible to receive federal financial aid. Please visit your Financial Aid Office for more information.

Student Complaint Procedures: Students are encouraged to work through the internal complaint and appeal processes at Miami Dade College as the first step in filing a complaint.  If the complaint cannot be resolved at the levels listed in the table, then you may elevate your complaint to the senior executive level of the campus and/or College.  You may view your student rights and responsibilities here. If you believe that your complaint still has not been addressed satisfactorily and you have fully exhausted the College’s complaint or grievance procedures at the College, then you may contact the Division of Florida Colleges.  For additional information, visit:

Information Disclosure: The Privacy Act exists to protect your right to confidentiality and limits the College's ability to release information about your financial aid application and the documentation submitted by you, your spouse or your parents. Details of your award package are considered confidential and will not be released to anyone without your written consent. Information released over the telephone will be general. Please visit the Financial Aid Office or the student portal to review your awards.

Some Title IV Financial Aid, including but not limited to Pell Grant, Perkins Loan, Federal Direct Subsidized Stafford Loan and Federal Direct Unsubsidized Stafford Loan, must be reported to the National Student Loan Data System (NSLDS). Federal Direct Stafford Loans reported to NSLDS will be accessible by institutions determined to be authorized users of the data system.